Whether you have been injured on the job or not, now is the time to make sure your work offers proper workers’ compensation and to come to understand what workers’ comp can do for you. According to a recent article, in 2015, the Industrial Commission, who are responsible for enforcing workers’ compensation laws, collected nearly $1 million in fines from uninsured companies and charged 100 North Carolina employers with misdemeanors for willingly going without coverage for their employees. Here are some things you should know about North Carolina workers’ comp:
- Companies with at least three employees must offer free workers’ comp insurance to employees. Full-time as well as part-time employees count toward this number. There are a few exceptions to this rule, including employees of certain railroads and some farm laborers, when there are fewer than 10 full-time, non-seasonal laborers regularly employed by the same employer.
- Even if a business only has one employee, if that employee works with radiation, the company is also required to carry valid workers’ compensation insurance.
- If your employer does not have proper workers’ comp insurance, you can report them to the North Carolina Industrial Commission Fraud Department.
- If you are injured on the job, to ensure you get covered by workers’ comp, report the injury right away to your employer. Written notice of the injury should be given to your employer as soon as possible after the injury and should be done within 30 days at the most. If you are unable to provide this written notice, a friend or family member can do it for you.
- You will not be compensated for the first seven days of lost wages unless your disability exceeds 21 days.
Understanding workers’ compensation insurance can be confusing if you do not deal with it on a regular basis. If you are seeking free legal advice concerning your workers’ comp claim, we encourage you tocontact us. A qualified lawyer will provide you with a free evaluation of your case and will help you understand your workers’ comp rights.