Common Tactics Used to Derail Personal Injury Victims

Injured woman receives a low settlement offer from an adjuster

After you’ve been hurt in an accident, your first step will be to file an insurance claim. Once your claim has been filed, it’s likely you will receive a call from an insurance adjuster, who will be your point of contact with the insurance company. What many people don’t realize, however, is that adjusters work for the insurance company, not for you, and they will do everything in their power to save the company money, including using underhanded tactics. Learn how you can avoid improper tactics used to derail personal injury victims by hiring a Greensboro personal injury attorney.

Trying to Direct You to Another Company

One of the biggest thing to look out for when dealing with an insurance company adjuster is what’s known as “passing the buck.” When using this improper tactic, the adjuster will try to convince you that it is not your insurer’s responsibility to cover your injury and suggest that you contact the insurer of the other person involved in an accident. By doing this, the adjuster is trying to limit the insurer’s payout and prevent you from pursuing a claim any further. Your personal injury attorney will be very familiar with this tactic and will be able avoid being given the run around.

Claiming that You Waited Too Long

Next on the list of improper tactics that may be used to delay your personal injury payout is claiming that you waited too long to file your claim. This is a particular problem when dealing with a third party, but it is also a tactic that might be used by your own insurance company to avoid giving you compensation. Unless you let the legal statute of limitations expire, or your late filing prevented your insurance company from investigating your claim, your insurer is legally required to fulfill your claim. Accusing you of waiting too long is a stalling tactic that you and your attorney should ignore when pursuing your benefits.

Accusing You of Not Losing Money

What many people don’t realize is that their insurers are only entitled to information directly involving their accident, and have no legal right to know how you were financially affected by your injury and how you paid your bills. However, in an effort to shirk their responsibility, many insurance adjusters will accuse you of not having spent any money out of your own pocket to cover your medical expenses. If your insurer tries to find out who paid your medical bills, you are within your rights to deny them this information and to continue forward with your original claim.

Hire a Greensboro Personal Injury Attorney

Negotiating with an insurance adjuster following a personal injury can be a very frustrating and drawn out process. Insurance companies will do everything in their power to avoid giving out a settlement, meaning you need legal help to ensure that you get the payout you deserve. Fight the insurance companies by hiring a Greensboro personal injury attorney from Mike Lewis Attorneys. We will do everything in our power to fight for your rights and get you the insurance settlement that you need to move on with your life. Contact us today so that we can start working on your case.

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